Non-Zhengzhou registered households buying houses in restricted areas need to provide proof that they have paid personal income tax or social insurance for more than 24 consecutive months (including 24 months) in this city in the past 3 years. And you only have proof of payment for one year in a row.
2. After three months, the social security payment is not continuous and cannot be bought.
3. Information to be submitted by non-local registered families.
1) Identity certificate and household registration certificate of the purchaser and family members (original inspection, copy receipt).
2) Proof of the marital status of the purchaser (original and photocopy).
3) Sign the promised application form for purchasing houses in Zhengzhou.
4) Residence permit, social insurance payment certificate or personal income tax payment certificate (original inspection and copy of receipt) that has been in this city for more than 1 year.
Extended data:
Zhengzhou purchase restriction policy
I. Restricted purchase area
Within the five districts of Zhengzhou, Zhengzhou Airport Economic Comprehensive Experimental Zone, Zhengdong New District, Zhengzhou Economic Development Zone and Zhengzhou High-tech Zone, xinzheng city, Xingyang and zhongmou county.
Second, the number of purchases.
Household registration in this city: limited to 2 sets, but limited to singles 1 set.
Foreign account: 1 set is limited.
Third, Zhengzhou restricted other contents.
1. The sales of housing (including new commercial housing and existing housing) to enterprises registered for less than 3 years (excluding enterprises specializing in housing leasing business) are suspended in the restricted purchase area.
2. In the administrative area of Zhengzhou City, houses purchased after May 3, 20 17 (inclusive) and less than 3 years from the date of obtaining the certificate of immovable property rights shall not be listed for transfer.
3. In the administrative area of Zhengzhou City, if the house is transferred by gift after May 3, 20 17 (inclusive), the donor can buy the house again after 3 years from the date of signing the gift contract and handling the transfer confirmation procedures.
4. Down payment:
1) First suite: 30%
2) Second suite: 60%
5. Loan interest rate: At present, the loan interest rate basically rises by more than 20% (subject to the bank).
References:
Zhengzhou Housing Management Bureau-Notice on Further Strengthening the Regulation of Real Estate, Zhengzhou Housing Management Bureau-Detailed explanation of related matters of housing purchase restriction policy.