When a person cheats others for money, he is in a different state from when he needs money. This expectation is different. He owes money to others, but he just wants to be healthy. He wants to spend money, so long as he works hard for a year, he may not be able to do it. He can always pay it back in three years, five years, 10 years, but if he is really short of money, for example, someone happens to have an operation at home.
From a rational person's point of view, health should be paid more attention, because with health, we have a series of suffixes, whether it is money a person has, rights he has, all kinds of beauty in life, friends and family, etc. All these things are based on the premise that a person is healthy, that is, he can manage these social relations well and enjoy what he has now.
We generally don't borrow money from others easily unless we really have no choice. After borrowing money, you should also remember that it is only natural to pay back the debt. Even if you don't have enough financial ability and money now, you can't think that this matter is over. Anyway, you may not be able to borrow money from others now, but as long as you remember this and work hard, you can always afford it.