1, with different time and background:
What's the difference between Ping An and Zhongan Insurance? One is an Internet insurance company and the other is a large private insurance company.
Zhongan Insurance was established on 20 13, and was jointly initiated by Ant Financial, China Ping An, Tencent and other enterprises. It has not set up any branches to sell insurance through the Internet. There is no branch offline, and the headquarters is in Shanghai;
Ping An Insurance was first established in 1988, with branches in China Ping An Life Insurance Company of China, Ping An Health, Ping An Pension, Ping An Property Insurance, etc. It has a wide business scope, many branches and convenient online and offline insurance. Take China Ping An Life Insurance Company of China Insurance Company as an example. It has branches in Beijing, Tianjin, Hebei, Shanxi, Inner Mongolia, Liaoning, Jilin, Heilongjiang, Shanghai, Jiangsu, Zhejiang, Anhui, Fujian, Jiangxi, Shandong, Henan, Hubei, Hunan, Guangdong, Guangxi Zhuang Autonomous Region, Hainan, Chongqing, Sichuan and Guizhou.
2. Its products are different:
Take Ping An Changan and E Sheng's 20.23 million medical insurance products as examples, which are reflected in different renewal, different coverage contents and different prices.
1, renewal is not the same: Ping An Changan long-term medical insurance is guaranteed to be renewed for 20 years: during this period, it is not afraid to stop selling, not afraid of claims/being refused insurance due to poor health; And enjoy e-health, 20.23 million medical insurance is not guaranteed to be renewed! If the product is discontinued or does not meet the health requirements in the second year, it can no longer be insured;
2, the deductible is not the same: Ping An Chang 'an went to a general doctor, and there was no claim this year. The deductible for the next year will be reduced by 65,438+0,000, with a maximum of 5,000; Enjoy 20.23 million medical insurance for E students, general medical care 1 10,000 yuan/year. If the family is insured, it can be exempted from compensation, and the serious illness is 0.
3. Guarantee content: The basic guarantee content of the two products is the same, such as hospitalization, specific outpatient service, outpatient surgery, outpatient service before and after hospitalization, etc. In addition to critical care, ICU hospitalization allowance and online consultation, Chang 'an.