How to insure long-term care insurance for the elderly at home

The application process of long-term care insurance for the elderly at home is as follows:

1, aged 60 or above;

2, has participated in the medical insurance for employees or residents in this city;

3. Go through the formalities of receiving the basic pension;

4. After a unified needs assessment, the degree of disability has reached two to six levels and is within the validity period;

5. Preparation materials: ID card, social security card, household registration book, proof of pension income, and copy of agent's ID card.

Home care service system;

1. Basic services: including life care, domestic help, catering service, shopping, etc.

2. Medical and health services: providing basic medical care, rehabilitation guidance and health consultation.

3. Spiritual comfort: including psychological counseling, recreational activities, social interaction, etc.

4. Emergency assistance: establish an emergency call and assistance mechanism to ensure that the elderly can get timely assistance in an emergency;

5. Information services: providing information consulting services that the elderly care about, such as policy interpretation and welfare information;

6. Adaptive transformation of aging: the aging adaptive transformation of the living environment of the elderly is carried out to improve their living safety and comfort.

To sum up, to apply for long-term care insurance for the elderly at home, the applicant needs to be over 60 years old, participate in local medical insurance, receive basic pension, and prepare ID card, social security card, copy of agent's ID card and other related documents.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 25

The state establishes and improves the basic medical insurance system for urban residents. The basic medical insurance for urban residents combines individual contributions with government subsidies. People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government.

second

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.