Before we begin, it is suggested that friends who are new to insurance should look at these basic insurance knowledge first, which can help us better understand the following explanation: before buying insurance, we must first understand these key knowledge points!
As can be seen from the protection map, the protection content of the multi-version critical illness insurance of health insurance is quite rich, covering the basic protection of serious illness, moderate illness and mild illness, and also providing exemption protection, specific disease protection, malignant tumor-severe disability allowance and death/total disability protection.
Among them, the critical illness insurance provides two payments, both of which are not grouped, and the payment is also very strong. If you are insured with multi-version health insurance, you can get an additional 50% coverage if you are diagnosed with serious illness before 15. If it is 1 year later, you will be diagnosed for the second time before 15 years, and there will be an extra 20% coverage. Perhaps many small partners still don't know that they have paid for critical illness insurance and other products many times. You can check this article to learn more:
Is the value of critical illness insurance paid for many times not worth buying? It turns out that we have all been cheated!
Multi-version health insurance Pratt & Whitney provides malignant tumor-severe allowance. 365 days after the first visit, if there is continuous treatment, 40% of the insured amount will be paid every year.
If you insure your family with the insured's exemption protection, and you, as the insured, unfortunately happen the situation stipulated in the contract during the protection period, such as being diagnosed with a serious illness, then the insurance company will waive the follow-up premium, and the insured's protection still exists, which also reduces the family's economic burden to some extent.
Generally speaking, the content of health insurance multi-version critical illness insurance is really good. However, it should be noted that the insurance age range of this product is relatively small, and the highest insurance age is only 45 years old. People over this age have no chance to be insured. You might as well know more about this product, and then decide whether to insure it according to your actual situation: how about Kunlun "multi-version health insurance"? Today I will tell you the truth!
Hope to adopt
The same number on the whole network: Xueba said insurance, welcome to search.