Hello! Health insurance refers to a kind of personal insurance that takes the insured's body as the subject matter to ensure that the insured can get compensation for medical expenses or losses caused by illness or accidental injury. It compensates the insured for the economic losses caused by the increase in expenditure or the decrease in income due to the insurance accident. Different from other life insurance products, medical expenses insurance in health insurance is the insurance of loss compensation. The materials to be prepared for purchasing health insurance often include: the identity certificate of the insured, the bank card of the insured, the health certificate of the insured, etc. Identity certificate of the insured, bank card of the insured, health certificate of the insured, etc.
What problems should be paid attention to when purchasing health insurance:
Ordinary critical illness insurance: insurance should be early;
Consumers should pay attention to early planning when taking out health insurance. They should choose general critical illness insurance first, because it covers a wide range of major diseases, and once they suffer from such diseases, they should give priority to protection.
Children's health insurance: focus on comprehensiveness;
There are two kinds of children's health insurance in the market, one is children's critical illness insurance, and the other is children's hospitalization insurance. Parents can match their children with major diseases and hospitalization subsidies, and pay attention to comprehensive protection.
Women's health insurance: paying attention to differences;
Women's health insurance is mainly divided into three categories: the first category is critical illness insurance for women's health; The second category is to provide women with insurance coverage for facial plastic surgery needed for facial trauma caused by accidents; The third category is the payment of women's maternity protection fees.
A reasonable and scientific insurance plan, whether for children or families, should be insured as soon as possible. Abiding by the insurance principle can provide the best platform for purchasing health insurance and draw a beautiful blueprint for your future.