Once the insurance company is taken over, the CBRC will appoint other insurance companies or institutions to take over the insurance business of the company, so you don't have to worry that you won't get compensation after insurance. See this article for details: the insurance company has been taken over. What about the insurance I bought?
Many people want to know what impact the insurance company will have on consumers after taking over. Sister Xue will tell you about it today ~
If you buy a guaranteed insurance product, the rights and interests of the insured will hardly be affected, and you will still get compensation as stipulated in the contract when you are out of danger. If the payment period is still in progress, it is good for everyone to continue to pay the premium according to the contract. If you buy wealth management insurance products, the dividend of dividend insurance and the settlement interest rate of universal insurance may be affected a little, but the settlement interest rate of universal insurance will not be lower than the minimum guaranteed interest rate stipulated in the contract. If you take out the annuity insurance that returns the survival money regularly, you will still be given the money due, so you don't have to worry about it.
Generally speaking, the takeover of insurance companies has little impact on consumers. Therefore, there is no need for people to blindly pursue the product insurance of large companies for fear that insurance companies will be taken over or bankrupt. In fact, the size of a company is not necessarily proportional to the quality of its products. When choosing an insurance company, we should mainly pay attention to these points: what should we look at when looking at an insurance company?
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