What key knowledge points should I pay attention to before buying insurance? There is an answer in this article: before buying insurance, you must first understand these key knowledge points!
At present, the incidence of serious illness is gradually increasing, and the onset age tends to be younger, so for a 26-year-old woman, the risk of suffering from serious illness is relatively large.
Once suffering from a serious illness, it is followed by high treatment costs, which are generally unbearable for ordinary migrant workers. However, if they have a serious illness insurance, they can get a treatment insurance premium if they suffer from a serious illness for the first time and meet the conditions for claiming compensation.
However, in the process of choosing critical illness insurance, 26-year-old women choose three basic protection products: mild illness, moderate illness and severe illness, as well as some practical protection, such as multiple compensation for high-risk diseases and exemption of the insured, which is better and gives them more comprehensive protection.
For the critical illness insurance that is worth buying in the market, the senior sister has compiled it into this list. Friends in need can check for themselves: Top Ten Hot Critical Illness Insurance Stocks Worth Buying!
In addition, although medical insurance also provides protection for diseases, the scope of protection will be broader, not limited to major diseases. However, medical insurance is a kind of reimbursement insurance, which reimburses the treatment expenses incurred due to illness as agreed in the contract.
For a 26-year-old woman, when purchasing medical insurance, it is better to choose a product that can guarantee renewal, because most medical insurance covers only one year. After one year, if the insured wants to continue to enjoy the protection, he has to renew it. However, if the product does not provide guarantee renewal, it may not be possible to renew the insurance after the insured has made claims, changed his physical condition or stopped selling the product.
However, if the product provides a guaranteed renewal, the insurance company will continue to unconditionally underwrite the insured.
If you really don't know which medical insurance to buy, then take a look at this collection: the latest list of millions of medical insurance is freshly released!
Hope to adopt
The same number on the whole network: Xueba said insurance, welcome to search!