Hello, the Taikang periodic protection plan for healthy life and serious illness you purchased is the insurance protection for major diseases, and Ruyibao's additional insurance products are mainly accident insurance. Century Taikang's personal hospitalization medical insurance belongs to medical care, so the protection is very comprehensive. As a supplement to rural medical insurance, there is no conflict between the two. Please feel free to hold it. If you want to know more information, I suggest you contact us through WeChat or telephone to provide detailed policy information to help you inquire. Thank you!
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.