1. Accident insurance generally refers to accidental injury insurance: accidental injury insurance is one of life insurance businesses. Life insurance with the death or disability of the insured caused by accidental injury as the condition for paying insurance benefits. Its basic content is: the insured pays a certain amount of insurance premium to the insurer. If the insured suffers an accidental injury during the insurance period, and the accidental injury is a direct or proximate cause, resulting in the death, disability, medical expenses or temporary loss of working ability of the insured within a certain period from the date of the accidental injury, the insurer will pay a certain amount of insurance money to the insured or its beneficiary. There are two security items, namely death payment and disability payment.
2. Health insurance, the Chinese abbreviation of health insurance, refers to the insurance that insurance companies pay insurance money for losses caused by health reasons through sickness insurance, medical insurance, disability income loss insurance and nursing insurance.
Relevant laws include health insurance management measures.
Tips: The above contents are for reference only.
Reply time: 202 1-07-08. Please refer to the latest business changes announced by Ping An Bank in official website.
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