What is Kangtai's health insurance and medical insurance? You can look it up on its official website.
It is best to buy commercial medical insurance after buying medical insurance. Medical insurance is the most basic guarantee, the price is very cheap, and basically everyone can buy it. Commercial medical insurance is a supplement to medical insurance. For items that cannot be reimbursed by medical insurance, millions of medical insurance can be reimbursed, such as high-end treatment and special treatment.
There are many kinds of medical insurance, such as millions of medical insurance, hospitalization insurance and cancer insurance.
Let's talk about it in detail:
1, millions of medical insurance
Most people can buy millions of medical insurance, because it is cheap, the reimbursement amount is high, and there is no limit to the reimbursement of diseases. The annual premium is only a few hundred yuan, but it is really cost-effective to get millions of reimbursement. Moreover, millions of medical insurance covers a wide range, including bed fee, nursing fee, operation fee, medicine fee and material fee. , can be reimbursed.
Let's choose a few representative millions of medical insurance to compare and analyze:
We can know from the pictures.
(1) Good medical insurance: Its renewal conditions are really much better than other millions of medical insurance. During the 6-year period, whether you have made claims, changed your health or stopped selling products, you can renew your insurance.
(2) Enjoy E-health: increase postoperative home care, special medical services for cancer, and increase the option of family deductible.
(3) Micro-medical insurance: the second value-added service of international diagnosis and treatment is a highlight of this model.
As can be seen from the above, each product has its own bright spots, and you should choose according to your own needs when purchasing.
In addition to these models, there are many millions of medical insurance products worth buying. If you are interested, you can click on the original text to see: What are the good medical insurance recommendations? 20 Best-selling Medical Insurance Inventory in 2020
2. Hospitalization medical insurance
The characteristics of hospitalization medical insurance are low deductible and minimum living allowance. This kind of insurance is mainly used for outpatient reimbursement, generally applicable to younger babies or older people. Because children and the elderly are weak in constitution, poor in immunity and prone to minor illnesses, it is relatively useful to buy this insurance.
3. Cancer medical insurance
Because the insured age of hospitalization medical insurance and million medical insurance is about 65 years old, the elderly can not be insured, but can be insured for cancer prevention medical insurance.
The coverage of cancer insurance is relatively narrow, and it only provides protection for cancer stipulated in the contract. This kind of insurance can be purchased even by people in their 70s, and the health requirements are relatively relaxed. It is more suitable for people who are older or have some diseases.
This price is greatly influenced by physical fitness and age. Here are some cheap and high-quality anti-cancer medical insurance, which you can refer to: What are the good medical insurance recommendations? 20 Best-selling Medical Insurance Inventory in 2020