Very convenient ~ I bought it myself, from Bao Yun, just follow the instructions. I haven't met the claim yet, and it is said that it was reported online. For claims less than 3,000 yuan, submit the information directly online. For claims of more than 3,000 yuan, the information should be sent to Zhongan, and Zhongan will review it after receiving the information. Payment will be completed within 3-5 days after the audit. If there is no audit, the payment will be directly transferred to your bank card.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.