If you want to withdraw cash, you can think that you are healthy at the age of 70 and have no serious illness. You can supplement your pension by partially reducing your insurance.
Extended data
Introduction to the c clause of free medical care in Xinhua life insurance.
Mild illness insurance (15 mild illness)
1. During the observation period (180 days), if it is diagnosed as a mild illness due to illness, this contract will continue to be valid and will not bear the insurance liability; If a minor illness is diagnosed due to unexpected reasons, 20% of the insured amount will be paid, and this responsibility will be terminated.
2. After the observation period (180 days): minor illness is diagnosed and 20% of the insured amount is paid, and this responsibility is terminated.
Death insurance:
1. Observation period (180 days): in case of death due to illness, 1 10% of the paid premium will be paid, and the contract will be terminated; If he dies due to unexpected reasons, he will pay the insurance amount and terminate the contract.
2. After the observation period (180 days), the insured amount will be paid after death, and the contract will be terminated.
Advantages of New China Life's health and worry-free periodic critical illness insurance;
1, low premium, high security, everyone can afford it.
2, comprehensive protection, accident, disability, mild illness, serious illness. 15 mild and 60 severe, leading the industry.
3. The insurance period is flexible, and people of different ages can choose different insurance periods, so as to truly tailor their policies.
4. The amount of exemption from medical examination is high, and the insured amount under 0 years old is 565,438+400,000 (a type of institution), which is quickly underwritten.
New China Life Insurance-Jian Kang Worry-Free Critical Illness Insurance (C)