Highlights of this product evaluation:
1, Comparative Analysis of Taikang Health Enjoy B+ and Similar Products
2. Taikang Health enjoys new changes in the three details of B+.
1. Comparative analysis of Taikang Jianxiang B+ and similar products.
The most popular medical insurance for millions is Ping An E life insurance, and all the terms are very good. Then, compared with Ping An E Life Insurance, the newly listed Taikang Health enjoys B+ and we can see how this new product is. First look at the basic information:
Under the same compensation, it is obvious that the life insurance amount of Ping An E is much higher. Does the high price of Taikang products mean better terms?
Difference 1: The product renewal terms are different.
Ping An E Life Insurance, as long as it does not stop selling, will not refuse to renew it because of health changes or claims, and the renewal terms are almost perfect. Its terms are as follows:
Taikang health premium B+ will be audited two years before underwriting begins. In the third year, you will not refuse to renew your insurance because of health changes or claims. Similarly, if the sale is stopped, the renewal will not be accepted. The terms are as follows:
Difference 2: the product coverage is different.
Ping An E life insurance covers hospitalization expenses, special outpatient service, outpatient emergency service before and after hospitalization, and outpatient surgery, all of which can be paid without individual restrictions.
Taikang Health only enjoys B+ hospitalization expenses and special outpatient service, but does not enjoy emergency and outpatient surgery. There are quotas for dialysis and tumor outpatient service in special outpatient service.
Difference 3: The product deductibles are set differently.
Ping An E Life Insurance has an absolute deductible, with the annual deductible of 1 000 unchanged.
Taikang Health enjoys B+ to continue Taikang's product tradition. When social security or other reimbursement exceeds 1000 deductible, there is no deductible in that year, which relatively lowers the threshold for claims.
Second, Taikang Health enjoys the new changes in the three details of B+
Taikang Health enjoys the listing of new B+. Compared with health enjoyment C, there are still some changes:
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For more information about this product analysis, please click on the article "In-depth Analysis: Taikang Health 100% C+ Million Medical Insurance".
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