1. College students already have medical insurance for college students, and one or two commercial medical insurances can be added on this basis, such as critical illness insurance, hospitalization insurance and accident medical insurance. In the setting of insurance coverage, the insurance coverage of college students' critical illness insurance can be set to 200,000-300,000, and the insurance coverage of hospitalization and accidental medical treatment can be set to 20,000 respectively. It can basically supplement the shortcomings of college students' medical insurance.
Accident insurance is also an indispensable insurance for college students. Accident insurance mainly protects college students from accidental death, accidental disability and other risks. It is recommended to keep the rating at 400,000. In addition, it is suggested that college students take out a public transport accident insurance and a private car accident insurance, with the insured amount of 800,000.