Which insurance company is better for critical illness insurance?
1. From the comparison of waiting periods of major critical illness insurance, the waiting periods of China Ping An, Taiping Life Insurance, Xinhua Life Insurance and Tianan Life Insurance are shorter, and the insurance takes effect faster.
2. In terms of premiums, Xinhua Life Insurance has high premiums, while Taiping Life Insurance, Tianan Life Insurance and Taikang Life Insurance have low premiums. In addition, Xinhua Life has more restrictions on the age of customers, while China Life has more restrictions on the time when customers can pay premiums.
3. From the category of malignant tumor, among the six major insurance companies, only the critical illness insurance of Tianan Life Insurance covers this category.
4. Among the critical illness insurance of the six major insurance companies, China Ping An's critical illness insurance can charge additional risks within the range of severe and mild diseases. Among the six major insurance companies, China Pacific and Tianan Life Insurance cover a wide range of high-risk diseases, while China Ping An is weak in this respect.
5. Among the critical illness insurance of the six major insurance companies, Pacific has wider protection for minor illness, followed by Taiping Life Insurance and Taikang Life Insurance; However, compared with Pacific Insurance, Taikang Insurance has a higher amount of minor illness insurance and can pay more times. At the same time, Tianan Life Insurance underwrites nine kinds of the most common mild diseases, with the highest proportion of compensation, higher insurance coverage, more times of compensation and no interval.
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