Let's take a look at the strength of Kunlun Health Insurance Company with Dad. Is its product worth buying?
1, basic information of insurance company
The so-called Kunlun Health refers to Kunlun Health Insurance Co., Ltd., which was formally approved by the China Insurance Regulatory Commission and established in Beijing in 2006 with a registered capital of 2.34 billion yuan. It is one of the first professional health insurance companies in China.
Kunlun Health Insurance, by participating in the initiation and implementation of the "prevention of disease" health project, builds a preventive health care service system with Chinese medicine characteristics, integrates health service support, service technology and service provision resources, builds the company's core competitiveness, and highlights the advantages of specialized operation.
(1) premium income
The premium income of an insurance company is an important basis for judging its ability to make money. The premium income of Kunlun Health in the fourth quarter of 2020 is 1, 5 1 100 million yuan, and its profitability is relatively good.
(2) Solvency
The solvency of insurance companies mainly includes core solvency adequacy ratio and comprehensive solvency adequacy ratio. In the fourth quarter of 2020, the solvency adequacy ratio of Kunlun Health Core was 160%, and the comprehensive solvency adequacy ratio was 160%. It has far exceeded the regulations of the China Banking Regulatory Commission. This shows that Kunlun's health solvency is sufficient and it can bear the responsibility of claims in extreme cases.
(3) Comprehensive risk rating
According to the data released by the China Banking Regulatory Commission, the comprehensive risk rating of Kunlun Health in the fourth quarter of 2020 is B, which meets the minimum requirements of the China Banking Regulatory Commission. It shows that Kunlun Health Insurance Company operates well and there is no big risk.