As a formal insurance company, Zhongan Insurance's product design and operation are strictly supervised by relevant regulatory agencies. Zhongan Insurance must follow the relevant laws, regulations and regulatory requirements when launching sickness insurance products to ensure the legality and compliance of the products.
Sickness insurance products were originally designed to meet the insurance needs of a certain group of people. These people were refused insurance and insured by other insurance companies for health reasons. Zhongan Insurance's disease insurance products provide a choice. Zhongan Insurance will carry out detailed risk assessment and underwriting process when launching products with sickness insurance. This means that the insured needs to go through a series of health assessments and audits when purchasing products insured against illness.
Only the insured who has passed the underwriting can obtain insurance protection, which also ensures the sustainability and risk control of the product to a certain extent. Therefore, from the company's point of view, sickness insurance is real and aims to provide insurance protection for specific people.