What is health insurance?

Health insurance, referred to as health insurance for short, refers to the life insurance in which the insurer pays insurance money to the insured when he is ill. The payment scope of health insurance usually includes medical expenses, income loss, funeral expenses and living expenses of survivors. In order to prevent moral hazard, the insurer usually stipulates a trial insurance period when handling health insurance. After this period, the insurer will be liable for the losses caused by the insured's illness. The types of health insurance are divided into medical insurance, sickness insurance, disability income loss insurance, nursing insurance and medical accident insurance according to insurance liability. According to the payment method, it is divided into payment type, reimbursement type and allowance type.