"Zhenjiang Huimin Insurance", as one of the practical things for the people determined by Zhenjiang Medical Security Bureau this year, is a supplementary medical insurance product customized for the whole city under the guidance of Zhenjiang Medical Security Bureau, aiming at benefiting the whole people and building a perfect multi-level medical security system for Zhenjiang citizens.
2. Medical insurance is both internal and external.
"Zhenjiang Huimin Insurance" is divided into two products: the basic version and the upgraded version. The coverage of the two products covers the protection of personal out-of-pocket expenses in the medical insurance catalogue, the protection of personal out-of-pocket expenses outside the medical insurance catalogue, and the protection of specific high drug expenses and high out-of-pocket expenses for rare diseases. The upgraded product also increases the extra medical expenses for hospitalization in proton heavy ion hospital and the compensation guarantee for serious malignant tumors. It has the characteristics of Zhenjiang and can greatly reduce the medical burden and economic pressure of the people and make them feel more at ease.
3, no disease can be guaranteed.
"Zhenjiang Huimin Insurance" can be insured regardless of household registration, age, occupation, past medical history and health status. It has the characteristics of wide coverage, low insurance threshold, high guaranteed income and simple investment compensation.
4. Ensure the same price for all ages.
From centenarians to children born, the participation fee of "Zhenjiang Huimin Insurance" is the same: "Zhenjiang Huimin Insurance" is divided into two products: the basic version and the upgraded version. The basic version only needs 99 yuan for one year, with a maximum medical insurance of 265,438+10,000 yuan, and the upgraded version only needs 299 yuan, with a maximum medical insurance of 4 million yuan, and the guarantee period is one year.
5. Easy payment in personal account
"Zhenjiang Huimin Insurance" can use the surplus funds in the personal accounts of employees' medical insurance in previous years to directly participate in the insurance payment, without extra money, which is very caring to the masses.
6. One person can protect the whole family.
As long as they are employees of basic medical insurance in Zhenjiang, they can use the balance of personal medical insurance accounts in previous years to buy "Zhenjiang Huimin Insurance" for themselves, parents, spouses and children, so that the whole family can enjoy health protection with one click.
9 health value-added services
In addition, Zhenjiang Huimin Insurance also includes nine health value-added services to meet all kinds of health protection needs-domestic appointment drug purchase service, drug assistance guidance service, domestic drug delivery service, cancer genetic testing benefits, early screening service for major diseases, pharmaceutical consultation and guidance, medical treatment service in Boao Lecheng, Hainan, clinical trial application service, and preferential rights for chronic diseases.