Social security can be paid by the social security bureau itself. Generally, only medical insurance and old-age care are needed. Part of the company's endowment insurance is 22%, and medical insurance 12%. Individual partial endowment insurance 8%; Medical insurance 2%.
Generally speaking, the lower limit of the local social average wage you want to pay (60%) multiplied by 44% is the social average wage x60%x44%.
Commercial insurance also needs to be purchased as soon as possible, first of all, accidents and serious illnesses, followed by children's education funds and basic security, and then pension planning. As for financial management, it is of little significance. Insurance is mainly based on protection, and we can't blindly pursue income.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.