1. Drug reimbursement: Ensure that the insured and their families will reimburse outpatient and hospitalization expenses according to different drug reimbursement standards agreed in this contract within the insurance validity period, with the maximum reimbursement amount up to 200,000 yuan.
2. Reimbursement of high-priced drugs: within the validity period of the insurance, the insured's outpatient and hospitalization expenses are reimbursed, with a maximum reimbursement amount of 20,000 yuan, and the scope of reimbursement is drugs in the list of high-priced drugs prescribed by the state.
3. Medical assistance service: The insurance company will provide medical assistance service for a series of social, legal and medical problems that occur in the process of diagnosis and treatment within the insurance validity period.
4. Medical advance payment: During the insurance validity period, when the medical expenses exceed the reimbursement standard of this insurance, the insurance company will provide medical advance payment service, and the maximum amount of advance payment can reach 6,543,800 yuan.
5. Overseas medical assistance: During the validity period of the insurance, if there is an emergency medical situation, the insured can apply to the insurance company to provide overseas medical assistance services, and the maximum compensation amount can reach 654.38+10,000 yuan.
6. Additional periodic critical illness insurance: During the effective insurance period of the insured, if the insured suffers from a serious illness, the insurance company will pay the critical illness insurance premium according to the insurance contract, and the maximum compensation can reach 200,000 yuan.
7. Compensation for medical expenses: In case of accidental injury or sudden illness during the effective insurance period, the insurance company will compensate for medical expenses according to the insurance contract, with the maximum compensation amount of 200,000 yuan.
8. Malignant tumor insurance: During the effective insurance period, if malignant tumor occurs, the insurance company will provide malignant tumor insurance money according to the insurance contract, with the maximum compensation of 200,000 yuan.