I want to buy insurance for my parents. Ask professionals to analyze what insurance is better.

Hello, first of all, if you are over 60 and under 65, there are few products you can choose. Generally, there are only two types: term life insurance and whole life insurance, and then the insurance company allows you to attach a serious illness. Serious illness belongs to consumption type. But one thing, insurance companies are very strict with policyholders over the age of 50. Need a strict physical examination. If the medical examination is unqualified, do you refuse insurance or increase the cost of underwriting? In addition, Xinhua Life Insurance launched an exclusive anti-cancer insurance for the elderly in May, with the product name: Healthy Evergreen. The insured is 50 to 70 years old and is exempt from medical examination. It can increase hospitalization and accidental injury medical treatment. You can search online if you are interested.