Has anyone bought the health insurance of Zhongan Insurance? Has anyone claimed it?

Commercial medical insurance can be paid as long as it is out of danger. For example, if you get sick during the waiting period, the medical expenses incurred will not be compensated. In addition, pay attention to the exemption clause. So I suggest you choose medical insurance with short waiting period. In addition, no matter how much medical insurance we buy, the sum of all the insurance premiums paid by medical insurance will not exceed the cost of our treatment when applying for claims.

In short, when we buy commercial medical insurance, we should try to choose insurance products with shorter waiting period, especially we should not be greedy and repeat insurance, so that we will not get more compensation, but also spend more money and waste. When we take out insurance, we can get a good guarantee as long as we choose the appropriate amount and content according to our own situation.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.