See how the payment period stipulated in the contract is written, or look at the following information of Xinhua Life Insurance:
Xinhua is an established insurance company, which has achieved good results in the 14th China Insurance Innovation Award. Its business objectives are life insurance, critical illness insurance, annuity insurance and other life insurance businesses.
Companies are mostly secondary, mainly depending on the products they sell. The products sold by Xinhua have a disadvantage that all offline products have-expensive, and there are not many other problems except a few products. Take the critical illness insurance popular in their family:
Let's take a look at the protection content of health exemption C 1 through pictures:
As can be seen from the figure, Worry-Free Health C 1 has the following advantages:
1. In the first ten years of the guarantee period, anyone who is diagnosed with serious illness or death can pay 120% of the basic guarantee amount.
2. It is also possible to get 20% extra compensation for six specific serious diseases such as brain cancer and leukemia.
The disadvantages of this product are:
1, the first problem is that the price is too high and the cost performance is not good. 10000 or more premium can buy a more comprehensive overpaid critical illness insurance.
2. Most products on the market can pay 30% for minor illnesses. This product only pays 20% of the basic insurance amount, and the premium is 10000 yuan. I'm really sorry.
I have specially compiled some cost-effective critical illness insurance products for your reference. If necessary, I can collect them: the inventory of critical illness insurance of the top ten insurance companies that are worth buying!
At the same time, I have also sorted out some products with low cost performance. Be careful when encountering these products:
That's all my answer. I hope it helps you.