Before entering the text, friends who don't know much about health insurance may wish to take a look at this popular science: Is it necessary to buy health insurance? These routines must be paid attention to!
First of all, senior sister briefly introduces millions of medical insurance.
This kind of insurance is mainly used to reimburse the medical expenses caused by serious illness, which belongs to the reimbursement type, that is, how much medical expenses the insured actually spends, then the insurance company will reimburse the most.
Most of the millions of medical insurance products on the market are very affordable. Generally, a few hundred dollars a year can buy millions of insurance coverage, and insurance is highly leveraged.
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Secondly, critical illness insurance refers to insurance to protect major diseases.
In terms of payment methods, critical illness insurance is different from millions of medical insurance and belongs to compensation insurance.
When the disease diagnosed by the insured meets the claim conditions, the insurance company will pay the corresponding insurance money in one lump sum, and this insurance money can be freely controlled by the insured.
In other words, the insured can not only use the insurance money of critical illness insurance for treatment, but also maintain the daily expenses of the family, or save it first and then use it to pay for rehabilitation.
Not sure what kind of critical illness insurance products are worth buying? Don't worry, this list can help you: the top ten hot critical illness insurance stocks worth buying!
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