Generally speaking, it is best to buy medical insurance first, and then buy commercial medical insurance. Medical insurance is the most basic guarantee, with the characteristics of low threshold and low price. Commercial medical insurance is a supplement to medical insurance, and some items that cannot be reimbursed by medical insurance are guaranteed. For example, imported drugs, high-end treatment costs, special inspection costs and so on.
There are many kinds of medical insurance, among which millions of medical insurance, hospitalization medical insurance and cancer prevention medical insurance are common.
What's the difference between these three kinds? Let's talk about it in detail:
1, millions of medical insurance
Almost every age group is suitable for buying millions of medical insurance. First of all, it is affordable, followed by a high reimbursement amount. At the same time, it does not limit the diseases that can be reimbursed. It's worthwhile to pay hundreds of premiums a year and get millions of reimbursement. Not only that, millions of medical insurance coverage is still very comprehensive, such as bed fees, nursing fees, surgery fees, medicine fees, materials fees and so on. , can be reimbursed.
Next, I will analyze several representative millions of medical insurance for you:
Combined with image analysis.
(1) Good medical insurance: The renewal conditions of this model are the best at present. During the six-year period, we will not refuse to insure or increase the premium because of the suspension of product sales or changes in health status.
(2) Enjoy E-health: increase postoperative home care, special medical services for cancer, and increase the option of family deductible.
(3) Micro-medical insurance: the second value-added service of international diagnosis and treatment is a highlight of this model.
As can be seen from the above, each product has its own unique advantages, and we choose according to our own needs.
In addition to these three models, there are many millions of medical insurance products worth planting. You can click on the original text to view: "Top Ten Popular Million Medical Insurance is worth buying plants and grass for you! 》
2. Hospitalization medical insurance
This kind of medical insurance is characterized by low deductible and low living allowance. This kind of insurance is mainly used for outpatient reimbursement and is generally suitable for infants or the elderly under 5 years old. Because babies and the elderly are in poor health, they are more likely to be infected by viruses and bacteria and have a cold and fever. Relatively speaking, buying this insurance will play a greater role.
3. Cancer medical insurance
At present, the vast majority of millions of medical insurance and hospitalization insurance on the market are insured at the age of 0-60. Older people cannot be insured, but they can be insured against cancer.
Anti-cancer medical insurance only protects cancer-related content. The health information of this insurance is relatively loose, and the elderly can also take out insurance. If the elderly or people with slight physical problems buy medical insurance, it is more appropriate to buy this.
This price is greatly influenced by physical fitness and age. The following are some anti-cancer medical insurance worth buying, and the suggestions that need to be collected: "The top ten anti-cancer medical insurance is worth buying plants and grass for you! 》
Hope to adopt!
The same number on the whole network: Xueba said insurance, welcome to search!
Source: Xueba said insurance official website.