There is no charge for Taikang to enjoy insurance upgrade, because Taikang's insurance upgrade only refers to product upgrade, which is equivalent to the need for old products to adapt to the new regulations. For example, the new short-term health insurance regulations require products to specify the conditions for one-year renewal, that is, to clarify whether it is non-guaranteed renewal or long-term guarantee renewal. These old products need to be discontinued, which means that users who have previously insured can transfer to Taikang to enjoy the new insurance products upgraded after the old products are discontinued. This upgrade process requires cost. However, if the exclusive products of Xintaikang are successfully transferred, the premium will still be determined by age and charged annually.
Taikang exclusive insurance transfer and upgrade plan refers to Taikang Health exclusive old product series, such as exclusive B/B /C/D model, which has been renewed in the previous two years. If the policy has passed the first and second renewal, it can be directly transferred to Taikang Health and enjoy 202 1, free health notification and review. If the policy has been in effect for less than two years, but there is no accident before the transfer, it can also be directly exempted from health notification and audit. However, if the insurance policy is less than two years old and there is an accident before the transfer, you need to pass the health check of the insurance company.