The 90-day insurance waiting period is generally within 90 days from the effective date or reinstatement date of the contract. During the waiting period of 90 days, if the insured is unfortunately out of danger, then the insurance company often does not assume the responsibility of paying the insurance money.
Generally speaking, if the waiting period is set to 90 days, it is generally some insurance such as critical illness insurance and life insurance, while some medical insurance may set the waiting period to 30 days.
Therefore, for our consumers, other things being equal, the shorter the waiting time, the better. However, when choosing insurance products, we should not only pay attention to the waiting period, but also comprehensively consider various factors of insurance products.
Want to know how to choose insurance products? Senior sister has prepared an insurance guide for everyone:
Which kind of insurance is better and how to buy it is more cost-effective, and teach you to avoid these pits of insurance.
Some friends may worry about what to do if they are unfortunately in danger while waiting. Senior sister told everyone that the setting of the waiting period is well-founded and reasonable. Under normal circumstances, the probability of getting out of danger during the waiting period after insurance is very small, so don't worry too much.
Regarding the waiting period and related issues during the waiting period, this article has a detailed introduction, so don't miss it:
The insurance company will not pay for the accident during the waiting period? If you don't understand, you will suffer a big loss!
In addition to the waiting period, there are many key knowledge points in insurance. This insurance knowledge guide must be read before insurance:
Super full! Everything you want to know about insurance is here.
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