What kind of critical illness insurance is suitable for a 30-year-old woman? Senior sister found a good critical illness insurance suitable for women to buy and recommended it to everyone. Let's take a look ~
Before we begin, let's take you to know about the insurance strategy of critical illness insurance, so it is not difficult to read the following contents of the article:
"Which is better for critical illness insurance? How to buy it is cost-effective, and teach you to avoid these pits of insurance."
1.30-year-old female critical illness insurance Why do you recommend Versailles plus?
First of all, you lesbians must know what's wrong with women. Senior made a picture for you and showed it below:
Next, let's look at cancer, a major disease with a high probability of occurrence. Cancer is now a high-risk disease for female friends aged 65,438+08 ~ 60. Compared with men of the same age, the incidence rate is about 30% higher, reaching 87.2% at the highest. This data is not falsified at all, and it is supported by evidence. Show the following figure:
Source: National Health Education Reader for the Prevention of Major Diseases.
In addition, the incidence of cancer is high, which will not be considered at first, and the cost of cancer treatment is also high, with an average treatment cost of about 220,000-800,000 yuan. Most housewives with cancer can't get treatment in time, mainly because of lack of funds, so they will die early. Every time I hear these news, it's really hard for my senior!
In fact, if you buy a critical illness insurance for yourself or your family at the age of 30, even if a major illness comes later, we will be more confident to bear the economic pressure brought by the disease. This kind of responsible performance is really extremely important to the family.
For people who are currently 30 years old, you can choose one of the following critical illness insurance to protect yourself:
"Top Ten Hot Critical Illness Insurance Inventory Worth Buying! 》
As for why Versailles plus critical illness insurance is suitable for women aged 30?
Mainly because the underwriting conditions of Versailles No.1 for women are relatively loose, friends should know that before purchasing critical illness insurance, insurance companies will ask buyers to do relevant health information. Versailles plus does a better job in this respect because it has no other redundant health information restrictions on women and will not ask whether they are pregnant, whether there are complications or some diseases exclusive to women during pregnancy.
From this, we can know that we are particularly enthusiastic about our female friends, and we are more friendly to women during or after pregnancy, so that they can also be fully protected.
Seeing this, some friends may ask that the exclusive sale of Versailles plus is very humanized for women. Is the guarantee cost-effective? Will it be better? Don't worry, the seniors below will help you evaluate immediately, and don't go away!
Second, the product evaluation exposure of Versailles plus has many highlights!
As usual, let's take a look at the product assurance diagram of Versailles plus:
As can be seen from the above figure, Versailles plus has set up two guarantee plans, the main difference is that their guarantee periods are different. Here, senior sister recommends that you choose lifelong protection as your first choice.
Because people's life expectancy is getting longer and longer, and the level of medical technology is also improving, the cure rate of many "incurable diseases" has increased, and they have bought lifelong critical illness insurance. If they haven't made serious illness claims, they won't worry about the invalidation of the policy, because people will die and eventually have death insurance.
Understand the product evaluation of Versailles plus. Senior read the terms of this product and found that this product has many advantages:
1, high critical illness support.
Versailles plus can pay 65,438+000% of the basic guarantee for serious illness, and also set up additional guarantees for two age groups, that is, if you are diagnosed with serious illness before the age of 60, you can get an additional 80% of the basic guarantee, and if you are diagnosed with serious illness between the ages of 60 and 65, you can get an additional 30% of the basic guarantee.
This kind of critical illness protection is still quite powerful. Because many products only provide extra compensation for serious illness before the age of 60, other age groups do not provide extra compensation, while Versailles plus is aimed at people under the age of 65. After comparison, we can find out who has better protection!
2. Cancer has three payments.
My senior also stressed that cancer is a high-incidence disease for women, but besides the high incidence rate, the recurrence rate is not low. The data show that the postoperative recurrence rate of cancer patients in 1 year is 60%, of which at least 80% died of recurrence and metastasis within 5 years.
In addition, the cost of cancer treatment is really high, which is impossible for ordinary families to bear. We should also carefully consider the above factors. Versailles plus has set up three claims for cancer. If the patient is diagnosed with cancer before the first 60 years old, the maximum compensation can reach 180%, which is equivalent to 500,000 to 900,000, and the second and third compensation is 65,438+.
With this, a 30-year-old woman can't miss such an excellent critical illness insurance product!
Due to space limitations, more advantages of Versailles plus critical illness insurance can be found in the following articles:
"Versailles plus critical illness insurance has returned heavily, and you must look at the in-depth evaluation before buying! 》
Generally speaking, it is necessary for a 30-year-old woman to buy critical illness insurance. Senior sister recommended all her friends to buy Tongfang Universal Life Versailles plus. This product is quite relaxed for women's underwriting, and the product itself has many bright spots, such as: the protection for serious illness is relatively high, and cancer can provide three compensations.
Write it at the end
I am an expert in insurance, focusing on objective, professional and neutral insurance evaluation;
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