The appearance of Puka Gold Card is different, and there is no difference in use. Both are exempt from the annual fee for the first year and the annual fee for the second year after swiping the card for six times. The basic functions of a gold card and an ordinary credit card are the same, and the main difference lies in the expansion space of the quota and the special services enjoyed.
1. As far as quotas are concerned
Generally speaking, the space for the gold card to increase the quota is better than that of the ordinary card. Ping An credit card limit audit is the result of comprehensive evaluation based on the information system provided by the cardholder at the time of application. Generally speaking, the credit card is low and the credit card is high. If Puka is used well, the amount will gradually increase. If the amount of the gold card has not been mentioned, the amount will be exceeded by Puka.
The credit card limit is given by the bank according to the comprehensive score of the information submitted by the applicant. Reference items include age, gender, unit, income, position, housing, education, marriage, real estate, professional title, credit record, personal financial assets, etc. A score segment corresponds to a result, from not approving cards to approving cards, from low to high. After using the credit card for a period of time, you can also apply for an increase in the amount.
2. Special services
Gold card customers can enjoy higher security services. For example, gold card customers of Ping An Bank's standard credit card can get high aviation accident insurance. In preferential merchants or activities, gold cards may enjoy more discounts and discounts than ordinary cards.
3. Application conditions
Ping An Standard Credit Card Gold Card and Puka can generally be applied after they are 20-65 weeks old and have a stable job and income.
Gift insurance
After getting the card, Ping An standard credit card gold card will be swiped first: all aspects of traffic accident insurance (including aviation accident insurance of 500,000 yuan) and unexpected gifts of household gas. Ping An standard credit card Puka can enjoy traffic accident insurance when swiping the card for the first time, but the aviation accident insurance is only 300,000, and there is no household gas accident insurance. So are other insurances.