Ping an e life insurance is more expensive every year.

The premium of Ping An E life insurance may be different from year to year, mainly because as a medical insurance, the premium is based on natural rate, not balanced rate. Natural insurance rate means that with the increase of the age and risk of the insured, the premium will increase year by year. Therefore, the premium of ping an e life insurance may be more expensive every year. In addition, the long-term medical insurance of Ping An E Life Insurance is guaranteed to be renewed for 20 years, but its premium will change every 5 years. This change may be an increase in premium or a decrease in premium, depending on the pricing strategy and product design of the insurance company. At the same time, the product also provides some premium concessions, such as giving different discounts according to the exercise and health status of the insured in the latest insurance period, which is also an important factor affecting the premium. It should be noted that the specific premium changes need to be determined according to personal circumstances, specific terms of insurance products and policies of insurance companies. Therefore, when purchasing insurance, it is recommended to read the insurance contract and terms carefully and understand the calculation method and change rules of premium, so as to make a more informed decision.