1, loan subsidy. Loans are made in the form of unsecured loans. Those who have the labor force can apply for loans, and the loan interest is subsidized by the government. Therefore, this kind of loan is actually a policy loan, supported and audited by the government, with relevant interest subsidies.
2. Subsidies for poverty alleviation and relocation. Unified planning and construction by the county government and encouraging centralized relocation and resettlement of the poor can improve the living environment of the poor and facilitate employment. Centralized resettlement in different places, the per capita housing subsidy is 25,000 yuan, and those who give up the homestead can be rewarded with 6,543,800 yuan+0.5 million yuan. Decentralized resettlement, the per capita housing subsidy is 6.5438+0.5 million yuan.
3. Subsidies for renovation of dilapidated buildings. In view of the problems such as dilapidated houses of poor households who have set up files, which lead to various diseases in residents' bodies, and even houses become dangerous houses, and housing renovation is needed, they can apply for subsidies for renovation of dangerous houses. Subsidy standards All localities give subsidies according to the time situation.
4. Health subsidies. If reimbursement is required due to illness and other reasons, as long as the conditions are met, financial subsidies such as the new rural cooperative medical system, serious illness insurance and medical assistance will be reimbursed according to the provisions of 100%.
5. Entrepreneurship subsidies. For poor households who have been in business for more than 6 months, direct subsidy is 2000 yuan. Those who participate in relevant employment training and obtain relevant qualification certificates can get a subsidy of 3,000 yuan/year.
6. Education subsidies. For the poor households who have set up a card, there are corresponding subsidies at all stages of education. Term education subsidy 1 1,000 yuan/person, primary school boarder subsidy 1 1,000 yuan/person, junior high school boarder subsidy 1 person, 250 yuan/person, senior high school is exempted from tuition and fees, with a one-time subsidy of 3,000 yuan, and university education can get 3,000 yuan.
7. Minimum living guarantee. For the poor households who set up their files, the relevant departments will issue basic living allowances, the standard of which is 65438+ 0.3 times of the rural minimum living standard.
8. Housing subsidies.
For the poor households who have set up their cards, if their families need to build new houses due to marriage, separation of people and households, they can get certain financial subsidies, which are generally not less than 800 yuan.
In order to further improve the effect of poverty alleviation, the poverty-stricken households who set up a file and set up a card for each poor household according to the effect regulations, and report the relevant information of the poverty-stricken households who set up a file and set up a card, and input it into the national poverty alleviation information system to focus on poverty alleviation and achieve the goal of poverty alleviation within a certain period of time.
Legal basis:
Notice of the Ministry of Housing and Urban-Rural Development, the Ministry of Finance and the the State Council Poverty Alleviation Office on Several Issues Concerning Strengthening and Perfecting the Reconstruction of Rural Dangerous Houses, such as Poor Households with Filing Cards.
Article 1 Identification of reconstruction objects of dangerous houses. The targets for the reconstruction of dilapidated houses in rural areas supported by the central government should be determined according to the housing risk of four key targets (hereinafter referred to as the four key targets), such as poor households, low-income households, rural poor population and poor families with disabilities. The identification of poverty-stricken households with filing cards is determined by the poverty alleviation department, the identification of low-income households and rural decentralized support for poor people is determined by the civil affairs department, and the identification of poor disabled families is determined by the Disabled Persons' Federation or the civil affairs department for joint poverty alleviation. County-level housing and urban-rural construction departments should organize housing risk assessment according to the list of four key objects provided by the above departments, and formulate simple and easy assessment methods according to the Technical Guidelines for Identification of Dangerous Houses in Rural Areas (Trial) (Jiancun Letter [2009] No.69). Some of them are really difficult to evaluate, but they can be appraised by professional organizations by purchasing services. Four types of key objects rated as C-class and D-class dangerous buildings are listed as the reconstruction objects of dangerous buildings. Four key objects that have been included in the ex situ poverty alleviation and relocation plan shall not be listed as the reconstruction objects of rural dilapidated buildings. County-level housing and urban-rural construction departments should fill in the identification form (annex) of dangerous house reconstruction objects door by door, and input relevant information into the rural dangerous house reconstruction information system of the Ministry of Housing and Urban-rural Development (hereinafter referred to as the information system). After completing the entry, the information system will automatically generate four types of key objects, namely the rural dilapidated building renovation ledger (hereinafter referred to as the dilapidated building renovation ledger). County-level housing and urban-rural construction departments will send the dangerous building renovation ledger to the poverty alleviation, civil affairs and disabled persons' Federation departments for examination and confirmation, and report it to the provincial housing and urban-rural construction departments for joint examination and determination. The Provincial Department of Housing and Urban-Rural Development summarizes the ledger of dangerous houses renovation in this area and reports it to the Ministry of Housing and Urban-Rural Development for the record, and the information and data are shared with relevant departments. Farmers' identity and dangerous house information change, and they will be adjusted according to the above procedures at the end of each year.
Notice of the China Banking Regulatory Commission, the Ministry of Finance, the People's Bank of China and the National Rural Revitalization Bureau on Doing a Good Job in Microfinance for the Poor during the Transitional Period.
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(1) Actively provide credit. Banking institutions should accurately carry out rating credit according to the industrial characteristics, production cycle and repayment ability of the poor, reasonably determine the loan amount and term, optimize the business approval process, and strive to meet the loan needs of the poor on the premise of complying with policies and controlling risks.
(2) Strengthen loan extension and extension management. Microfinance for the poor can be extended or extended for 65,438+0 times. If the poverty alleviation microfinance granted during the poverty alleviation period expires during the transition period, it can be extended or extended 1 time. During the renewal or extension period, all policies remain unchanged, and the handling bank shall handle the renewal or extension in a compliant and prudent manner. Pay off the loan, and those who meet the loan conditions can apply for loans for many times.
(3) Reasonable additional loans. After handling the micro-credit for poverty alleviation, additional loan support can be provided to those individuals who really need it and have the repayment ability. After additional loans, the micro-credit for single-family people to get rid of poverty does not exceed 654.38+10,000 yuan, and some loans above 50,000 yuan will not be subsidized, nor will they be included in the scope of risk compensation.
(4) Innovative credit service methods. Encourage banking institutions to develop credit models through financial technologies such as the Internet and big data according to laws and regulations on the basis of the production and operation data of poor people, and to promote the development of new credit models such as supply chain finance, batch credit granting and rapid approval, and carry out efficient and convenient financial services.