Can I still buy insurance after a stroke? Will the scope of insurance be small?

Insurance sellers often say that insurance companies are not charitable companies. Insurance is sold to healthy people, and only claims will be paid to those who have bought insurance. Every insurance company has a strong team and is a professional legal team. They exist to solve the disputes of insurance companies and study the terms of insurance. The purpose of an insurance company is to make a profit, so it is almost impossible to take advantage of the insurance company. The insurance of insurance companies will not be sold to patients or the elderly, and the accident insurance premium of high-risk occupations is much higher than that of other occupations. All these can be seen that in order to make money, insurance companies will prevent everyone from taking advantage of the terms. So in the topic, I asked if I could buy insurance if I had a stroke. In fact, I can't insist. If it is a serious stroke and I haven't recovered, I will be refused insurance in nine cases out of ten. Different situations have different treatment methods, and insurance companies will not have only one plan.

First, you can buy insurance in the wind. If it is a minor stroke and you have recovered, you can buy insurance in this case, and the insurance company will also handle insurance for your customers. If the situation is serious, it is hard to say, and the insurance company will also consider these issues comprehensively. Before buying insurance, you can call the insurance company to ask.

Second, the insurance company will conduct a health assessment and the insured amount will be reduced. Even if it is a minor stroke, the insurance company will evaluate the health status of the insured, such as requiring the insured to have a physical examination, and only those who meet the health status can apply for insurance. When applying for insurance, the insurance amount of the insurance company will also be reduced, and it is agreed that the same disease will not be settled.

Third, when purchasing, truthfully inform the health situation. When buying insurance, you'd better tell your physical condition truthfully. If you don't tell the truth, once you find something hidden when you are out of danger, the insurance company can not claim. Also remind everyone that if you want to buy insurance, it is best to buy it in good health, and the insurance is not restricted.