Then let me talk about this product.
Look at the picture first:
Cai Jing life 2020 security content: 1, basic security. The general medical insurance coverage is 3 million, and the critical illness medical insurance coverage is 6 million. In case of accidental disability or death, the insurance company will pay the insurance premium in one lump sum according to the level of disability or death, and the amount is only 1 10,000, which has little practical effect and feels heavy.
2, serious illness green channel and hospitalization expenses first. For 100 kinds of serious diseases, green access to medical treatment and advance payment of hospitalization expenses can be provided, and only 1 time can be provided during the insurance period.
3. Special protection includes purchased pharmaceutical services, proton heavy ions and special medical care, which can be purchased at the age of 65. This model can be insured by the whole family, and * * * enjoys 1 0,000 yuan without compensation, and can also enjoy a 15% discount on the premium.
4. The deductible is relaxed. The deductible line for general hospitalization is 10000, the deductible line for serious illness hospitalization is 0, and the deductible line for any thyroid-related diseases is also 0.
Let's take a look at the advantages and disadvantages of Cai Jing Life 2020: Advantages.
1, wide age of insurance: up to 65 years old can also be insured.
2. Wide coverage of serious illness: 100 kinds of serious illness and thyroid diseases are exempt from compensation, and the medical insurance coverage is doubled.
3. Good renewal conditions: If the health status changes or claims occur, the renewal will not be affected.
4. Out-of-hospital special drugs: 56 kinds of anti-cancer special drugs, not limited to drugs purchased outside the hospital, 100% reimbursement.
deficient
1. Lack of outpatient support: lack of outpatient surgery and emergency support before and after hospitalization.
2, no intelligent underwriting: if the body is abnormal, it is difficult to distinguish through health.
Although Cai Jing Lifelong Million Medical Care lacks the responsibility of outpatient surgery and emergency treatment before and after hospitalization, it has other basic guarantees and has its own two highlights: thyroid disease is free of compensation, the purchased drugs are written into the contract, the renewal conditions are friendly, the premium is not expensive, and friends with limited budget can consider it.
If you can't accept its shortcomings, you can also look at others, such as the ten models I selected from the market, all of which are excellent products >>& gt? Ten million medical insurance rankings are freshly released!
The same number on the whole network: Xueba said insurance, welcome to search!
Source: Xueba said that insurance official website