Compared with online payment, medical insurance cards are mostly used to pay medical expenses generated by offline designated medical institutions and designated retail pharmacies.
Medical insurance card is a special card for personal account of medical insurance. It takes personal ID card as the identification code, and stores detailed information such as personal ID card number, name, gender, payment, account fund consumption, etc.
At present, China has allowed employees' personal medical insurance accounts to benefit families. As long as the personal medical insurance account is bound with the identity information of family members, the balance in the personal account can be used by family members.