Why buy health insurance, the necessity of health insurance.

It is necessary that insurance can play an important role in risk management, so that you can prevent before the risk, rescue during the risk and compensate after the risk. In addition, buying insurance is not spending money, but moving money from the left pocket to the right pocket. Not to make money, but to reduce the loss of accidents and diseases and pass on risks.

Health insurance is generally divided into medical insurance and critical illness insurance. Under the new regulations, we have evaluated more than a thousand critical illness insurance products and screened out the best ten critical illness insurance products on the market. The new definition of serious illness ranking is announced! The first place is it! 》

1, supplementary basic medical insurance

Because the basic medical insurance does not keep accounts, and the reimbursement ratio is very small, there is a ceiling line, which can not meet the needs of the vast majority of people. Commercial health insurance can supplement the reimbursement of the proportion of personal out-of-pocket expenses stipulated by social security and the part of medical expenses exceeding the ceiling line, including the part of personal out-of-pocket expenses below the outpatient and inpatient deductible lines, so as to meet more needs of everyone.

Step 2 provide living security

Social security only reimburses medical expenses, not pays them. The critical illness insurance in health insurance can be paid in one lump sum. If you are unfortunately suffering from a serious illness, the insurance company pays the premium. With this part of the insurance money, patients can get the protection of their lives. Even if it is not cured, this part of the money can be left to the family.

3. Buying health insurance can be tax deductible.

Buying commercial health insurance now can not only provide us with health protection, but also be used to deduct personal taxes. The insurance targeted by this policy is called personal tax preferential health insurance, referred to as tax preferential insurance. For some high-income people, this is undoubtedly a good way to save money.

Minbao is a technology-driven third-party insurance service platform, which insists on the Internet and new technologies as the driving force to create new kinetic energy in the insurance industry, making it easier and more secure for everyone to buy insurance. "heavy! The new definition of serious illness ranking is announced! The first place is it! 》