The growth of children can not be separated from the care of parents, but in addition, the protection of children's health can not be ignored. /kloc-There are so many insurance products for children aged 0/4 that parents don't know how to choose.
We can look at the buying strategy first:
1. Critical illness insurance: In fact, children of this age still have great learning pressure. If the stress is too great, the probability of getting sick will increase. It would be better if you can configure a critical illness insurance. A critical illness insurance can relieve the family's financial pressure, which can be said to be a guarantee for both children and adults. In addition, it doesn't cost much to buy insurance for children of this age, and the guarantee time is long and the cost performance is high. If the budget is sufficient, you can buy it for your child early. There is no need to have a headache when choosing critical illness insurance. I found some critical illness insurance suitable for children before, which is not bad. Let me share it with you for your reference >> 14-year-old people's exclusive: the top ten children's critical illness insurance with good quality and low price.
2. Accident insurance: Children at this stage are full of energy and will participate in many activities. Going to school, doing activities, all kinds of accidents can happen. So it is necessary to buy an accident insurance. I have collected many accident insurances suitable for children of this age in the market before, so you may wish to collect them >> Designed for 14 years old! Ten most cost-effective accident insurance for children
3. Medical insurance:/kloc-Children aged 0/4 also have medical insurance. People are not steel, it is normal to get sick. If you buy medical insurance, the cost of going to the hospital can be reimbursed and the financial burden of the family will be reduced.
Besides asking about the amount of insurance, the price should be everyone's greatest concern. Compared with adults, it won't be expensive to buy insurance for children. Generally, it is enough to buy consumer accident insurance or millions of medical care. Critical illness insurance can buy good products within one year 1000 yuan, which will not bring too much economic burden to families.
The above is my answer, hope to adopt!