Relatively speaking, the cure rate of children's serious illness is still relatively high, but the cost is relatively large, so the insurance coverage of children's serious illness insurance must be enough!
The second aspect: how long is the critical illness insurance?
Some parents may refer to the incidence of children of all ages when taking out insurance, but insurance island still advises parents not to use data for the sake of their children and families. When they can insure their children, they should insure their children, and the guarantee period should be until the children reach adulthood.
The third aspect: What diseases are covered?
Generally speaking, critical illness insurance products will include 25 common major diseases stipulated by the CIRC. However, because children's major diseases are different from those of adults, in addition to these 25 major diseases, we need to pay attention to some children's high-risk diseases when insuring children's critical illness insurance.
The fourth aspect: Do you want to protect mild illness?
Many children's critical illness insurance products can protect minor diseases, that is, diseases in the early stage of major diseases, which do not meet the standards of serious diseases. If the insured critical illness insurance includes minor illness, it can also be paid.
The fifth aspect: Do you want to waive the premium?
Generally speaking, premium exemption is divided into insured exemption and insured exemption. Policy-holder exemption means that once parents have risks (minor illness, serious illness, total disability, death), they don't have to pay any more fees, and the children's serious illness protection is still there.
Double 1 1 I will (want) 1 welfare and 1 health.
Double 1 1 Activity time:1.9-11.
Products: Ping An E Life Additional Insurance
6 million medical insurance
0-60 years old can be insured.
As low as 0.4/ Tianyuan
E life insurance PLUS is open to 65 years old+1.1-11.15 (300 copies sold out).
1, activity reward:
1) If the same insured user exceeds 500 yuan, he can get the medical card service.
2) Users can get 100 yuan phone bill by (new) tying the card.
3) Customers with 1 1 double birthdays11will be given an extra 500 yuan phone bill when they buy insurance (limited to the top 20 customers).
4) Users with dual11cards can get an extra e-card from JD.COM, 500 yuan.
Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.