What does medical insurance conceit mean?

Conceit is your responsibility, and you don't apply for medical insurance at your own expense. Out-of-pocket expenses refer to the expenses that need to be paid by oneself in the medical insurance amount, which is obtained by multiplying the amount by the out-of-pocket proportion of drug types (generally Class A drugs 12%, Class B drugs 20%). The amount to be paid is self-care amount+self-care amount.

Medicare drugs or auxiliary equipment are not fully reimbursed. Some drugs need to be paid at their own expense and will be marked: drugs at their own expense.

Extended data:

The following are not included in the scope of reimbursement of rural cooperative medical insurance:

1. Medical treatment at one's own expense (no designated hospital or referral form), drugs at one's own expense, drugs that cannot be reimbursed according to the regulations on free medical care and medical expenses that do not conform to family planning:

2, outpatient treatment fees, visits, hospitalization fees, meals, escort fees, nutrition fees, blood transfusion fees (except for family blood storage, according to the relevant provisions of reimbursement), heating and cooling fees, ambulance fees, allowances and other expenses;

3. Medical expenses for car accidents, fights, suicides, alcoholism, industrial accidents and medical accidents;

4. Orthopedics, cosmetic surgery, dental implants, artificial limbs, organ transplantation, roll call surgery fees, consulting fees, etc. ;

5, within the scope of reimbursement, beyond the limit.

Many farmers have bought some commercial medical insurance after purchasing the new rural cooperative medical system. If you buy commercial medical insurance, you must first reimburse the expenses of the new rural cooperative medical system, and then find an insurance company to reimburse the remaining expenses.

Baidu encyclopedia-medical insurance reimbursement scope