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Pregnant women's health insurance generally needs to be configured during pregnancy preparation, so that if you are unfortunately out of danger due to illness or accident during pregnancy, you can effectively transfer economic risks. Like the lucky pregnancy of JD.COM Allianz Property Insurance Company? JD.COM Allianz Maternal and Child Protection Plan is a popular health insurance for pregnant women. In addition to accidental death and disability protection, this product also includes maternal death, pregnancy sickness allowance and pregnancy dystocia allowance. Moreover, the waiting period of birth and death and pregnancy sickness allowance is only 30 days, which is relatively short and friendly to the insured. It is a reproductive health insurance worthy of being insured by pregnant women.
If you wait until after pregnancy to buy health insurance for pregnant women, the premium will generally be more expensive. In addition, pregnant women's health insurance options will be reduced. In addition, special attention should be paid to buying pregnant women's health insurance, and the insurance period of pregnant women's health insurance should cover the whole pregnancy. For those who don't know much about health insurance, please read this article first:
Is it necessary to buy health insurance? These routines must be paid attention to!
In addition, pregnant women's health insurance will also have a certain waiting period. If it is pregnant women's medical insurance, the waiting period is generally 30 days or 60 days. In case of serious illness insurance for pregnant women, the waiting period is generally 90 days or 180 days. Insurance companies generally do not assume insurance liability when they are in danger during the waiting period. Therefore, pregnant women's health insurance will be configured after pregnancy. When the waiting period has passed, the pregnancy may have passed more than half, and the purchased health insurance for pregnant women may not protect the economic risks caused by accidents and diseases during pregnancy. So if you escape during the waiting period, is there really nothing to lose? Don't worry, you will know after reading this article:
The insurance company will not pay for the accident during the waiting period? If you don't understand, you will suffer a big loss!
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