Second, specifically:
1, accident insurance for children:
Children belong to social vulnerable groups mainly because they are lively and curious, but have poor self-protection awareness, so there is a greater possibility of accidents. In this case, child accident insurance is given priority. Generally, it is consumer insurance, which costs only a few hundred yuan a year and is introduced by various insurance companies.
2. Children's health insurance:
Parents need to buy health insurance for their children Children are prone to illness because of their poor physical resistance. Generally, children are often ill and hospitalized before they are three years old, and now the medical expenses are very high, especially in children's hospitals, so it is very necessary to insure a health insurance.
3. Children's education insurance:
Baby's education is a very important investment for parents. Many parents don't save special funds for their children's college education until their children go to high school. Saving 10000 yuan every year is like climbing a steep slope, which is quite arduous. If you save 1000 yuan every year when your child is a few years old, it's like stepping on a step easily and achieving the same goal. What's the plan?
Third, pay attention to buying insurance for children:
1, it should be noted that most parents' first choice about insurance is to insure their children, but they ignore themselves, which is a very serious misunderstanding. As the economic pillar of a family, adults are the most critical umbrella for babies. If parents only buy insurance for their children and don't buy it themselves, families and children are likely to get into trouble when their parents have an accident.
2, to buy insurance for children, we must first consider whether adults have enough protection, and don't put the cart before the horse. In terms of security, accidents, serious illnesses and medical care must be considered. It is unrealistic to buy insurance for children. Don't plan too much for your life. Treat it rationally and do what you can. You can set short-term, medium-term and long-term financial goals, but don't pursue perfection, reverse the order, and waste money.
Fourth, why buy insurance for children:
However, buying insurance is an extra guarantee, and no one knows when the danger will come. For the sake of children's health, it is also good to buy insurance to reassure yourself.