Article 26 of the Insurance Law, which was newly revised in 2009: "The limitation period for the insured or beneficiary of insurance other than personal insurance to claim compensation or pay insurance benefits from the insurer is two years, counting from the day when he knows or should know the occurrence of the insured accident.
The limitation of action for the insured or beneficiary of life insurance to claim compensation or pay insurance money from the insurer is five years, counting from the day when he knows or should know the occurrence of the insured accident. "Standard answer!