Among them, medical insurance is mainly aimed at outpatient and hospitalization. Critical illness insurance is mainly aimed at major diseases and mild diseases. The difference between the two is that medical insurance only compensates for the medical expenses within the scope of responsibility, that is, how much it costs. If the critical illness insurance is confirmed according to the regulations or the disease reaches a certain state, the insured amount will be given, that is, 1 10,000 1 10,000 (20-30% is different from mild illness).
Accident insurance covers death or disability caused by accidents. If it is caused by illness, no compensation will be paid. Some accident insurance will include accidental medical treatment and accidental hospitalization.
The difference is that health insurance, whether due to illness or accident, will be paid as long as it meets the guarantee responsibility. Accident insurance is only accompanied by liability caused by accidents.