I don't know how the number 19 was obtained. Each insurance has its own optional payment cycle, so the number 19 is not fixed, depending on the payment cycle of the specific policy. If you want to take the money out of the insurance, you can only go through the formalities of surrender except for claims. If you surrender, you can only refund the cash value, which is generally less than the insured amount.
Taikang Century Exclusive Plan consists of Century Taikang 20 19 inpatient medical insurance and health exclusive D, one is micro-medical insurance and the other is million medical insurance. If the two models are combined, on the one hand, you can get hospitalization allowance compensation, on the other hand, if you encounter serious illness, you don't have to worry about medical expenses, and you can solve it by enjoying D's million medical insurance.