Father has had cancer, do children need to be informed when buying insurance?

Generally, you only need your own health information to buy insurance, but when your parents' diseases are contagious or there are genetic problems (which can be copied to the next generation), this will affect whether the insurance company will underwrite you, so in this case, you need to inform your parents about the cancer.

Legal basis:

"People's Republic of China (PRC) social insurance law" thirtieth the following medical expenses are not included in the scope of payment of the basic medical insurance fund:

(a) shall be paid by the industrial injury insurance fund;

(2) It shall be borne by a third party;

(three) shall be borne by public health;

(4) Go abroad for medical treatment.

Medical expenses that should be borne by a third party according to law. If the third party is unable to pay or cannot determine the third party, the basic medical insurance fund will pay in advance. After the basic medical insurance fund pays in advance, it has the right to recover from the third party.