Yu Hui insurance is closely related to basic medical insurance. As long as the insured person of Chongqing basic medical insurance is not limited to age, occupation and health status, he only needs to pay 69 yuan every year, and he can get a maximum of 2 million insured amount, covering 6,543,800,000 inpatient medical insurance, special disease outpatient medical insurance and 6,543,800,000 malignant tumor special drug insurance.
Chongqing Yuhuibao is guided by Chongqing Medical Insurance Bureau and Civil Affairs Bureau, underwritten by Ancheng Property Insurance Co., Ltd., and provided with technical support and health service platform by Yiduyun (Chongqing) Technology Co., Ltd. Age, household registration, occupation and health status are not limited.
People with past diseases can also be insured. Except for the treatment expenses caused by seven major past diseases and complications, other medical expenses can be paid according to the insurance liability.
Its coverage includes hospitalization medical insurance:
Outpatient medical insurance for special diseases and special drug insurance for malignant tumors, in which the annual cumulative deductible for hospitalization medical expenses and outpatient medical expenses for special drugs is 20,000 yuan, and the expenses above the deductible amount are paid at 80% if the compensation conditions are met, and the maximum reimbursement is 6,543,800 yuan.
15 kinds of characteristic malignant tumor drugs have an annual cumulative deductible of 20,000 yuan, 80% of which meet the payment conditions, and the maximum payment is 1 10,000 yuan.
Medical insurance has played an important role in meeting people's medical needs, reducing the burden of medical expenses and improving health level. However, from the perspective of coverage, level and items, social medical insurance can only solve some problems, and a multi-level medical security system is still needed.
The above content refers to Phoenix. com？ Chongqing Yuhuibao issued a guarantee of up to 2 million yuan per year for 69 yuan.