There are many middle-aged and elderly people in Xinhua Life Insurance who are suitable for about forty years old, but just look at their age. It also depends on your specific needs in menstruation. Is it necessary to protect major diseases or accidents? I suggest you look at the following product information of Xinhua Life Insurance, which should be helpful to you.
Xinhua is a large life insurance company with many branches and institutional outlets all over the country. The company's main business includes life insurance, health insurance and accident insurance, and most of the products currently sold are this kind.
If you want to know about this company, you must know about its products. Compared with other offline insurance products, Xinhua's insurance products are ok, but the price is a bit expensive. But there are still some products that are very poor. For example, the critical illness insurance promoted by his master-health and worry-free C 1
Worry-free Health C 1 is a critical illness insurance that only adults can buy, and it is a one-time payment. Specifically, there are the following guarantees:
As can be seen from the figure, Worry-Free Health C 1 has the following advantages:
1. In the first ten years of the guarantee period, anyone who is diagnosed with serious illness or death can pay 120% of the basic guarantee amount.
2. Those who unfortunately suffer from six specific diseases, such as brain cancer and pancreatic cancer, can get the basic guarantee of 120%.
Although the extra compensation for this product is good, it still has many shortcomings:
1, the price is more expensive than other products, and there are not many attractions. The premium of 65,438+00,000 yuan is not affordable for ordinary working families.
2. The amount of compensation for minor illness is very small. At present, the amount of compensation for serious illness insurance and minor illness in the market is basically 30% of the basic insured amount. This 20% payment is really a little low, and it is not worthy of the premium of 1 000.
I have sorted out some minor-friendly critical illness insurance products on the market, and they are all very cost-effective. If necessary, you can click on the original text to view: Top Ten Insurance Companies' Hot Critical Illness Insurance Inventory!
At the same time, we also collected some critical illness insurance products with low cost performance to clear the thunder for everyone: the inventory of critical illness insurance of the top ten insurance companies "worth buying"!
These are all my answers, I hope they will help you.