The article is very detailed, so let's have a brief look here.
The first is policy inquiry. This question is consulted by most people. It's actually quite simple. There are the following methods:
1. Insurance company official website query:
Log in to the insurance company official website, enter the official website page, find the column names such as service center, then log in to your personal account, find the policy you want to query, and click Query. Account name is generally user name/ID card/mobile phone number/email address, etc.
2. Insurance company APP query:
Some insurance companies have their own official apps to make corresponding inquiries. For example, Ping An Insurance has "Ping An Gold Butler". After logging in, you can find account management in "My", and there is an entrance for policy inquiry below.
3. China Insurance Association official WeChat official account inquiry:
Some people may have bought insurance from several different insurance companies. In order to let people better query and manage their insurance policies, China Insurance Association has developed an official WeChat account named "China Insurance Know-it-all" and provided this service. In this official WeChat account, all our insurance policies bought by domestic insurance companies can be found.
Specific query steps are as follows:
After inquiring about the insurance policy, these contents deserve our attention:
1. Check key information: name of applicant/insured, ID number, guarantee period, guarantee items, guarantee amount, etc. In policy. All relevant information must be correct. If there is any mistake, contact the insurance company to change it in time.
2. Take a closer look at the guarantee responsibility: which projects are guaranteed and which situations are not guaranteed. Look carefully one by one. If you find a problem or feel that it is not suitable for you, you can surrender your insurance when you are still hesitant.
3. Carefully check the health notice: carefully check whether the part about the health notice is truthfully registered. If not, contact the salesman as soon as possible to confirm whether it will affect the claim protection. If this affects the claim, that's too bad.
By the way, after checking the policy and confirming it, you may wish to inform your family of the policy information or send them screenshots. If your relatives don't know the insurance policy from beginning to end, in case of an accident, it will be wasted if you can't apply for a claim. Other contents related to this situation, I have explained in detail in this article. What I don't know is worth reading. "The policy is my own management. What should I do when my family members make claims? " 》
Hope to adopt!
The same number on the whole network: Xueba said insurance, welcome to search!
Source: Xueba said that insurance official website