Alipay was established in 2004, and now it has developed many financial sub-businesses and evolved into a multifunctional handheld financial tool. In 2008, Alipay launched mobile payment, which brought great convenience to people. You don't need to bring too much money when you go out, you can complete the payment with your mobile phone, which effectively prevents the loss of cash and other problems. And on 20 10, Alipay launched the first two-dimensional code payment technology in China, allowing users to make remote payments. Many merchants also installed a QR code for collection. In 20 13, AliPay and Qingdao Easy Touch launched the world's first sonic vending machine, allowing users to make sonic payments.
The emergence of Alipay has indeed brought convenience to people, but we still need to be vigilant. Anything new has advantages and disadvantages. The premise of smart phone payment is to bind the bank card with the mobile phone. For the first-time users of smart phones, it is easy to disclose personal information. During the Spring Festival of 20 15, Alipay launched the New Year red envelope, which can be distributed to individuals, red envelopes and so on. Diversification of payment methods. Before Alipay introduced fast payment, most online payments were made through online banking. However, there are some problems in online banking, such as low success rate and low security. Except for large banks, some small banks do not provide online banking services.
The introduction of fast payment has solved this series of problems, and the payment success rate has reached about 95%. Moreover, users' funds are underwritten by Alipay and cooperative insurance companies, and property losses can be compensated.
The payment of medical insurance code is to facilitate citizens to travel and return to work during the epidemic period, and to achieve digital and accurate epidemic prevention.
On February 1 1, Hangzhou launched AliPay health code, which has landed in more than 100 cities within one week. On February 15, the E-government Office of the General Office of the State Council instructed Alipay and Alibaba Cloud to accelerate the research and development of the national comprehensive government service platform for epidemic prevention and control health code system. Subsequently, Sichuan, Zhejiang and Hainan achieved province-wide coverage. A digital epidemic prevention "Skynet" is being fully rolled out at the speed of China, and Alipay health code has become the standard of digital epidemic prevention in various places.